What Chase Credit Cards Qualify for the 100,000 Points?

While Chase Mortgage will approve applicants regardless of what credit cards they carry, this is a targeted offer for existing Chase Sapphire, Sapphire Preferred, and Sapphire Reserve card owners.

Chase Sapphire Reserve


Chase Sapphire Reserve is one of the cards that will get you the 100k bonus.

To get the 100,000 bonus points, you need to have owned either of these three cards on May 7, 2017.

It Expires August 7

The 100k Chase mortgage offer ends August 7, 2017. This means you need to apply and be approved on or before August 7 to qualify for the bonus points.

There doesn’t appear to be any minimum lending amount for this offer.

Chase Mortgage Interest Rates Are Very Competitive

While mortgage interest rates are constantly fluctuating, regardless of the lender, Chase’s new mortgage lending rates are very competitive. Their current 30-year fixed rate is 4.096% APR (3.96% is the national average). Chase’s current 15-year fixed rate is 3.396% (3.15% is the current national average).

If you secure your mortgage through Chase, you know that you will be getting a great interest rate (as long as your credit score is in good condition) in addition to the bonus Ultimate Rewards points.

Is the 100k Chase Mortgage Offer a Good Deal?


Last year, many people were approved for the Chase Sapphire Reserve when the introductory sign-up bonus of 100,000 Ultimate Rewards Points. The 100,000 point sign-up bonus was a big reason that a lot of millennials applied for the Sapphire Reserve. In fact, “Half of Chase Sapphire customers are millennials, many of whom are looking to buy their first home now or in the near future,” said Pam Codispoti, President of Chase Branded Cards. ” Chase bank is looking to capitalize on the new millennial card holders they gained last year.

Currently, the most points you can receive for a Chase Ultimate Rewards credit card is 55,000 points after reaching the spending requirement and adding an authorized user.

Holding the Chase Sapphire Preferred can help you earn 100k points!


Holding the Chase Sapphire Preferred can help you earn 100k points!

How Much Are 100,000 Ultimate Rewards Points Worth?

The answer depends on what card you have. Most likely you will own the Chase Sapphire Preferred or the Chase Sapphire Reserve.